Products & Services

Deposit Products

Basic Account

• Debit/ATM Card
• Imaged Statements Monthly
• No Service Charge When $300 Minimum Balance Maintained.

NOW Account

• Competitive Rates
• Imaged statements Monthly
• Debit/ATM Card
• Unlimited Check Writing

Savings Products

Security Select MM Account

• One Free outgoing Wire Per Month
• Interest calculated by the daily balance method
• Interest is earned on a tiered basis
  • Tier 1: $90,000.00 or greater
  • Tier 2: $25,000.00, but less than or equal to $89,999.99
  • Tier 3: $5,000.00, but less than or equal to $24,999.99
  • Tier 4: $0, but less than or equal to $4,999.99
  • The higher the tier, the higher the rate. Rates disclosed at account opening and may change at any time. 

Passbook Savings Account

• No Service Charge when $50 Minimum Balance Maintained.
• Free Instant Cash Card with approved application

Other Deposit Product Options

Certificate of Deposit

• Looking for Safety, Security, and Liquidity? Certificates of Deposit at First Security Bank are your answer. We offer a wide variety of Certificates with varying interest rates and maturities. Three or six month interest penalty for early withdrawal. No withdrawals of principal from certificates are allowed until the maturity without penalty, and a $500.00 minimum balance is required to open this account.

Above the Norm

• This information is only for existing Above the Norm customers.  The Annual Percentage Yield of 2.25% is effective as of March 20, 2008.

Loan Products

Installment and Consumer Loans

Qualified applicants can receive professional assistance with financing of cars, recreational equipment, remodeling projects, and other requests.

Ready Cash

Business / Commercial Loans

Our bank's lending officers are ready to assist you in a variety of ways. Get sound advice on available borrowing options if you are considering starting a business, expanding an existing one or considering any other financial need that confronts today's business person.

Real Estate Loans

Our bank offers the following types of Real Estate loans:

• Fixed rate mortgages - very competitive rates!
• In house mortgages
• Home Equity Lines of Credit
• Home Improvement Loans
• Second Mortgages

Agricultural Loans

Our experienced agricultural loan officers can help you with all the financial needs that arise in today's farming operations. They include operating, machinery, livestock, and improvement loans.

Contact Robert Henrichs or Penny Ostendorf to assist you with the application and the entire loan process @ (218) 948-2259 or stop in to First Security Bank today!

Other Products

Instant Cash & Check Card

It's an Instant Cash card that doubles as an "electronic" checkbook. Instant Cash & Check gives you all the convenience of ATM access and all the buying power of a checkbook, in one versatile card. It's the one card you'll want to carry everywhere!

• Use it instead of your checkbook to make purchases wherever VISA is accepted worldwide.
• It's cash, not credit! Funds from purchases are drawn from your checking account as if you had written a paper check.
• No hassles with running out of checks, forgetting your checkbook, or needing multiple forms of ID.
• Each month you get a detailed record of all Instant Cash & Check transactions on your account statement.
• All this for a small monthly fee of $1.00.

Automatic Deposits and Withdrawals

You can use this time saving benefit of automatic deposits and withdrawals and, at your request; your loan payments may be automatically made!

We also offer:

• Safe Deposit Boxes
• Night Depository
• Notary Services
• Wire Transfers
• Travelers Cheques
• Bank Money Orders
• Series EE & I Bonds
• Cash Advances
• Account Reconciling
• Elan Credit Cards
• Internet Banking